Become a Licensed Mortgage Loan Originator (MLO)

Orlando's Leader in Mortgage Education

Gold Coast Schools makes it easy to obtain your Mortgage Loan Originator (MLO) license with both classroom and convenient online courses designed to help you get licensed quickly.  The required NMLS Pre-license course is taught by experienced instructors who focus on preparing you for getting your license, as well as how to succeed in your career.

In addition to offering classroom courses at our Orlando Campus, Gold Coast Schools has locations throughout Florida.  View South Florida Locations.  

Orlando Classroom Schedule

Gold Coast offers convenient weekday and weekend courses to meet your scheduling needs.  Please contact our helpful Career Counselors at 1-800-732-9140 if you have any questions.  We are happy to assist.

Tuition: $299

Simply click on the Register Now link next to the course offering below, or contact our helpful Career Counselors at 1-800-732-9140 to reserve your seat today!

2020 Schedule - Orlando Campus

For courses available at our South Florida campuses, click: View South Florida Schedule.

Orlando Campus
Weekend - Fri 1pm-6pm + Sat&Sun 9am-6:30pm
Orlando Campus
Weekday - Tues/Wed/Thur 9:00am-5:00pm
Orlando Campus
Weekday - Tues/Wed/Thur 9:00am-5:00pm

Online Course Option

The 20-Hour MLO SAFE Comprehensive course is offered online through the Association of Mortgage Educators (NMLS ID 1400214).  Students who are planning on obtaining a license in Florida must complete the 20-hour SAFE Comprehensive Course and the 2-hour Florida SAFE Comprehensive Course.

Tuition: $299

Online Course Details:

What is the format of the course? How is it delivered?

This is an instructor-led online course that is delivered through a Learning Management System (LMS). Interaction with the instructor and other students occurs via email and discussion threads within the course. There is no requirement for a webcam or to be online at a designated time for scheduled activities or discussions. You may log in whenever you want during the defined course session, but you must be active in the course from start date to end date. You must complete all course requirements within a short time, by the course end date.

How many hours will it take me to complete the course?

The amount of time it will take to complete the course varies by student; however, for a 20-hour course, you should expect to spend at least 20 hours reading and completing the assignments during the class session. We advise that you spend, at a minimum, 90 minutes a day to ensure that you complete the course before the course end date.

Does the course include a required textbook?

No. The main course material for each module is contained in a required reading assignment that you can save or print for note-taking and ongoing reference.

Why Choose Gold Coast Schools?

Gold Coast Schools offers what other schools do not!  We stand behind our motto “The Proof is in the Passing,” because Gold Coast students consistently complete their course, pass the state exam, and launch successful careers. If you are serious about getting your mortgage license, Gold Coast has developed a tried and true program that enables you to do so.

Still unsure about Gold Coast Schools?

Our previous students always answer the “Why choose Gold Coast?” question the best.  Take a look at what our successful students have to say about the courses they have taken with us.

Gold Coast Schools has great instructors that provide students with the resources needed to become real estate professionals. Ray was a great instructor! Very knowledgeable about Real Estate! Great guy all around. Provided in-depth information about the ins and outs of real estate.
Mike Foster
Boca Student
I had great success using the online program to do my 63 hour sales associate class. It was an easy to use program and the material was presented nicely. I passed my State Exam on my first try, the day after my Cram class. Thanks Gold Coast and Paolo!​
Jillian French
Online Student
Yelp Reviews
I cannot even began to explain how grateful I am to have been recommended to Goldcoast by my husband. With a little extra time on my hands now that the holidays are over I decided to work towards a license. Thank you Goldcoast and Marilyn! I can't wait to take post licensing and CE at this school.
Alexis L.
Tamarac Student

Mortgage Loan Originator License Requirements:

Gold Coast Schools has simplified the process for becoming a Mortgage Loan Originator, previously known as a Mortgage Broker, by taking the requirements and building our program to help our students at every step along the way.


Register with the NMLS to obtain your Unique NMLS ID number

In order to apply you must:

  • Be at least of 18 years of age
  • Have a valid Social Security Number
  • Have a high school diploma or equivalency


Complete the required education offered through Gold Coast Schools

  • Successfully complete the 20-hour SAFE Comprehensive course (approval #1538)
  • Successfully complete the 2-hour Florida SAFE Comprehensive course (approval #6750)
  • Students can not miss any hours of this course for any reason as per NMLS requirements

*Gold Coast Schools is an approved provider of the required Mortgage Loan Originator Courses. Provider number #1400204


Successfully pass the National Test Component through the NMLS

  • Applicant must score a 75% on the national exam, as mandated by the SAFE Act. Our experienced instructors will fully prepare you for success on the licensing exam.
  • Remember, your tuition for the classroom course is valid for 1 year which means you have an unlimited review of the course before you take your exam. In the event that you are not successful, you can continue to review the classroom course for free for up to one year.


Apply for your license

  • Apply for a Loan Originator license by submitting a MU4 form through the NMLS
    • Login to your NMLS account and proceed to submit the MU4 application: Click Here!
  • Submit Electronic Fingerprints for the required FBI and State criminal background check
  • Authorize a credit report 

The Florida Office of Financial Regulation will not begin its review of an application until all the items listed above have been received.


Gold Coast Schools Orlando, FL

Gold Coast Schools is proud to add our new state of the art facility in Orlando, FL to our campus locations. 

For a full list of all of our campus locations please visit our Campus Locations Page.

Our staff and instructors are here to answer any questions that you have and can be reached at 1-800-732-9140.  We look forward to showing you why at Gold Coast, “The Proof is in the Passing!”